Smart Business Insurance
Level 11, 484 St Kilda Road Melbourne, VIC3004
$ Phone: 1300 542 573

1300 542 573

TALK to a SMART Business Insurance adviser

Are you a sole trader looking for insurance for your business?

If you are a sole trader looking for business insurance such as a public liability insurance , professional indemnity insurance or a business insurance pack you may have come to the SMART place to get suitable and affordable business insurance for your commercial requirements.

Perhaps you are a tradesman such as a plumber, carpenter and cabinet maker, electrician, NBN contractor, landscaper and gardener, handyman, painter, tiler, scaffolder, bricklayer, carpet layer, flooring installer, glazier, gasfitter, concreter, excavator, drainer, plasterer or labourer.

Or you may be a removalist, truck driver, cleaner or lawn mowing contractor.

Or you have a retail clothes shop, retail shoe shop or you are a beautician or hairdresser.

Wherever you are in Australia our friendly insurance brokers specialise in business insurance for sole traders just like you.

Compare sole trader public liability insurance

While the insurance requirements for sole traders in Australia may vary based on occupation Public Liability Insurance is typically essential for sole traders.

Public liability is one of the most vital forms of insurance for businesses of all sizes – including sole traders.

Public liability insurance for sole traders can provide you with financial protection in the event of injury or damage to a third party property.

As a sole trader it is important to take out public liability insurance cover to protect yourself against claims due to negligence. If you make a mistake which leads to an incident causing injury or damage to property of the client, it will result in a public liability claim that you will be legally held responsible for.

The friendly team of SMART business insurance brokers may be able to help you compare public liability insurance quotes on suitable policies from leading insurance companies such as Vero, Zurich, CGU and AIG. Please call us on 1300 542 573 or or email us at

We help sole traders like you find suitable insurance cover every working day.

What insurance covers do Australian sole traders need ?

While the risks faced by every sole trader are slightly different, regardless of whether you are a trade or professional contractor, our team know sole traders and we know which insurance companies and underwriters have the appetite and suitable terms for each occupation.

Some examples of insurance cover requirements for sole traders in Australia are:

  • Professional Sole traders will typically require Professional Indemnity Insurance and Public Liability Insurance.
  • Sole traders in trade based contractors usually will at least need Public Liability Insurance.
  • Both professional and trade sole traders should strongly consider health and sickness cover to help protect their income.
  • A combined insurance policy, called a Business Pack, may be the SMART solution for sole trader insurance – especially if you have a shop or operate from a business property.
  • In addition to the above covers sole traders in trade based occupations should also vehicle cover , tool insurance, and trailer insurance.

A friendly SMART insurance broker may be able to help answer your questions and find you appropriate cover.

Please call us on 1300 542 573 or email us at

Which sole traders may need Professional indemnity insurance?

Any sole traders providing advice for a fee should have professional indemnity insurance.

Below are some of the professional sole traders we place insurance for:

Not sure what cover you need? Call us on 1300 542 573 to talk to a friendly Business Insurance Broker. We are here to help.

Get SMART sole traders insurance costs and quotes today

Looking for a suitable sole trader insurance quote for your business risks and requirements ?

If you are a sole trader looking for business insurance, call us on 1300 542 573 to talk to a Business Insurance Specialist or email us at

1300 542 573

TALK to a SMART Business Insurance adviser

Business Hours:

Monday – Friday 8.45 am - 6.00 pm AEST

    Thank you SMART ....very helpful and done a GREAT job in helping me with my business insurance.... i will be recommending SMART Business Insurance :-)

    Kind regards

    Craig Lindsay
    Sole trader

    Thank you for your years of protection, I do appreciate it and your consistent efforts, I am pleased to recommend you to anyone, thanks again…

    Kind regards

    Leon Campbell