Smart Business Insurance
Level 11, 484 St Kilda Road Melbourne, VIC3004
$ Phone: 1300 542 573 info@smartinsure.com.au

1300 542 573

TALK to a SMART Business Insurance adviser

What is shopfitters insurance?*

Suitable shopfitters insurance can provide cover and protection for many of the business activities a shopfitter performs in providing shopfitting services such as:

  • Building and structural works
  • Manufacturing and installing cabinetry joinery
  • Solid surface production
  • Flooring
  • Stainless steel works
  • Furniture and fittings
  • Soft furnishings

What type of insurance cover is needed for shopfitters?*

There are a number of business insurance covers a shopfitter may need including:

  • Public Liability : to cover you against damage to a third person or their property
  • Tools : cover you for theft of your tools
  • Stock : this will cover you for loss or theft of stock
  • Personal Accident : cover for you and your family if you hurt yourself
  • Commercial Motor : cover for your vehicle which you use for work
  • Professional indemnity : cover for shopfitters that provide advice for a fee , such as design and consultation
  • Marine cargo – cover if you receive or send goods such as building materials via post or freight.

The first three business insurances: public liability, tools, and stock may be able to bundled into a "business pack" for affordability and ease of managing.

In addition to the above covers shopfitting businesses may also require:

  • Commercial property: damage to building, fire and perils, glass, theft, fit –out, contents, and stock
  • Business Interruption- to protect against loss of business income and/or loss of rent for property owners ; if  you can’t operate your shopfitting business in event of fire or other covered event

These two covers are typically also bundled into a "business pack" for affordability and ease of managing.

How much will shopfitters insurance cost?

So, how much will insurance for your shopfitting business cost you?

Our business insurance brokers are specialists in design, build and construct occupations, including shopfitters. They can source suitable business insurance packages (biz pack) to suit the needs of small and medium shopfitting businesses.

The first three business insurances: public liability, tools, and stock may be able to bundled into a "business pack" for affordability and ease of managing.

Depending on the size and nature (eg: retail or commercial) of your shopfitting business, our brokers often know which insurance companies and underwriters may be likely to provide suitable cover and competitive prices.

TALK to a SMART Business Insurance broker on 1300 542 573 or contact us online for SMART insurance cover for your shopfitting businesses.

1300 542 573

TALK to a SMART Business Insurance adviser

Business Hours:

Monday – Friday 8.45 am - 6.00 pm AEST

*Important: Cover may be available subject to meeting insurers underwriting criteria. Some of the covers listed may or may not be available or may have limitations or exclusions. Cover inclusions vary significantly from insurer to insurer. DO NOT rely upon the above. Check your policy schedule carefully for inclusions and exclusions and limitations. Talk to a SMART business insurance broker on 1300 542 573 for more information.

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