What is motor-trade—insurance?
If you operate a small motor trade business, such as a mechanical workshop, or you are a self-employed mechanic you may require affordable and suitable public liability insurance for your motor trade business activities.
What does motor trade insurance cover?*
While public liability insurance is the core insurance for motor trades there are another important cover options for small business owners, and the self-employed , in the motor trades to consider including those listed below :
- Public Liability Insurance
- Commercial property insurance
- Business Equipment
- Commercial vehicle insurance
- Racking, Fixtures and Fittings
- Employee Theft
- Business Interruption
- Fire and Perils
- Forklifts & Cranes
- General Property
- Equipment Breakdown
- Customer vehicles
- Driving risk extension
- Personal Accident Insurance
When you are looking for suitable insurance for your motor trade business you may want to consider if you are adequately insured so that your business is able to resume from where it left off before the incident.
That means being able to rebuild and replace the buildings and contents or mobile service van at today's prices quickly.
Recent OH&S legislation requires that new plant fixtures and equipment need to be taken into account.
Smart Broker PRO Tip: It is important to note when providing information on insured values that premium savings for a partially insured workshop or service van won't make a great contribution to covering any shortfalls if you are underinsured.
Not sure how much cover you need for your motor trade business activities ? In some instances many of the above covers can be combined in the one business insurance pack policy.
Motor Trade Public Liability Insurance Broker Quotes*
Our friendly business insurance brokers may be able to help you find suitable and affordable public liability insurance for your motor trade work activities.
If you want more information for your motor trade public liability insurance requirements, including what public liability and other business insurances may cover ,TALK to a SMART Insurance broker on 1300 542 573 or email us at email@example.com for SMART insurance cover for your work activities.
Types of motor trades we may be able to help with public liability insurance:*
- Mechanical workshops
- Auto electrician
- Auto repairer
- Car detailer
How much does motor trade insurance cost?*
Depending on the scope of your auto repair work, the workshop, mobile service van or factory age, size, level of fit out, the type and value of your equipment, whether you have sprinklers, the level of security, what is being stored, the type of repair, assembly or manufacturing that is being conducted certain insurance companies may offer better terms.
Call 1300 542 573 to talk to a friendly SMART business insurance broker who may be able to assist you in finding suitable auto repair business insurance at an affordable cost.
1300 542 573
TALK to a SMART Business Insurance adviser
Monday – Friday 8.45 am - 6.00 pm AEST
*Important: Cover may be available subject to meeting insurers underwriting criteria. Some of the covers listed may or may not be available or may have limitations or exclusions. Cover inclusions vary significantly from insurer to insurer. DO NOT rely upon the above. Check your policy schedule carefully for inclusions and exclusions and limitations. Talk to a SMART insurance broker on 1300 542 573 for more information.