If you are after great value landlords insurance SMART can help you find landlord cover that may protect both your investment and income at an affordable price.
Your SMART insurance broker will use their experience to find you an affordable landlord policy to suit your requirements and offer you personalised service.
You to only pay for as much cover as you need. Your friendly SMART broker will be available to help you make changes to your policy after you've taken out cover.
What can Landlord Insurance cover?
Landlord Insurance may cover you for tenant-related losses. Things like loss of rent due to a tenant breaking their lease or being evicted, or damage caused to your contents by tenants, like drink spills on carpets.
Other insurance may not cover these events, and very often, the bond won't be enough to cover the associated costs.
Our brokers can do the shopping for you so that you save on a suitable policy . Cover may include Loss of Rent, Default rental payments cover, Cover for Malicious Damage by Tenants, Standard Contents cover of upto $60,000, theft by tenants, removal of debris for the cost of removing contents debris and damaged property, locks and keys if your keys are stolen, fumigation costs following the death of a person in your building, legal liability to pay compensation for personal injury or property damage in connection with your occupation as a landlord and legal expenses to minimise your loss of rent. It's important to check with our brokers to check what can and cannot be included depending on your situation by calling us on
1300 542 573 or emailing email@example.com.
What can combined Landlord & Building Insurance cover?
This type of policy can combine Landlord Insurance with Building Insurance to cover you comprehensively for damage caused by fire, storm and other unforeseen events.
As the name suggests the idea is to give you give all the benefits of Landlord Insurance (as listed above) plus Building Insurance cover - which generally will be Accidental loss or damage (sudden and/or unforeseen event) to your building up to the sum insured shown on your policy schedule.
Other benefits, over and above those listed above for landlord insurance, may include professional fees, authority fees, exploratory costs, landscaping, trees, plants and shrubs, loss of metered water or gas, and mortgage discharge costs, protection for your investment against loss of rent if your property is uninhabitable due to damage from any sudden and/or unforseen event.
Policies may be able to pay your lost rent for up to 52 weeks,malicious damage by tenants may be able to be covered and your building may be able to be reinstated after damage or fully rebuilt on the current site or another location if it is a total loss. Again, it's important to check with our brokers to check what can and cannot be included depending on your situation by calling 1300 542 573 or emailing firstname.lastname@example.org.
1300 542 573
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