Smart Business Insurance
Level 11, 484 St Kilda Road Melbourne, VIC3004
$ Phone: 1300 542 573 info@smartinsure.com.au

1300 542 573

TALK to a SMART Business Insurance adviser

What is liability insurance for IT contractors & IT consultants?*

Suitable liability insurance for IT contractor and IT consultants may provide cover for professional indemnity and public liability cover under a combined policy.

For example, IT liability insurance for IT contractors & IT consultants may include*:

  • Financial loss arising from software/system defects
  • Financial loss due to lost or corrupted data
  • Failure to perform and deficiencies
  • Breach of intellectual property
  • Personal injury or property damage resulting from a hardware/product defect
  • Inappropriate or incorrect advice leading to financial loss

Why do IT contractors and IT consultants need liability insurance?*

IT contractors and IT consultants need liability insurance to cover for the following business risks:

  • Contractual Liability
  • Breaches of consumer protection legislation
  • Product Recall First Party
  • Data Recovery Damage and destruction of documents
  • Cover for subcontractors

Also consider that IT contractors and IT consultants can be held liable for the advice or the services they perform that may cause financial loss to a third party. As a result IT service providers need IT professional indemnity insurance.

Furthermore, Public Liability insurance is a core cover for all Australian businesses - including for IT contractors and IT consultants - to cover you against damage to a third person or their property.

If you are an IT contractor or It consultant and looking for IT liability insurance please call 1300 542 573 to TALK to a SMART business insurance broker about a suitable policy at an affordable cost for your business.

1300 542 573

TALK to a SMART Business Insurance adviser

Business Hours:

Monday – Friday 8.45 am - 6.00 pm AEST

*Important: Cover may be available subject to meeting insurers underwriting criteria. Some of the covers listed may or may not be available or may have limitations or exclusions. Cover inclusions vary significantly from insurer to insurer. DO NOT rely upon the above. Check your policy schedule carefully for inclusions and exclusions and limitations. Talk to a SMART insurance broker on 1300 542 573 for more information.