Insurance for self-employed contractors, consultants, tradesmen and small businesses.
You know you are ALIVE when you are self employed!
On the plus side when you are self-employed you receive ALL the profits – after tax – however you also have unlimited responsibility for all losses, debts and liabilities.
This means for self-employed contractors, consultants, tradesmen and small businesses when times are good they can be very good but when business is quite , times are challenging.
Even worse, if something goes seriously wrong on a job and you held responsible all your business and personal assets can be at risk.
Therefore its vital for self –employed and sole traders to be suitably insured .
We can help a wide range of self employed contractors,tradesmen and small businesses people find suitable business insurance.
While every self employed person is slightly different, the team at SMART know small business insurance , and in many cases, which insurance companies have the appetite and satisfactory terms for each small business occupation.
No matter if yours is a trade or professional based occupation we have a strong focus on sourcing insurance cover for self employed small business people.
Self – employed business Insurance
Below are just some of the self employed trade based occupations we may be able to source cover for:
- Landscape and Gardener
- Construction Workers
- Painters and Decorators
- Tree Loppers
Public liability for self employed contractors
Trade based self employed contractors usually will need at least need Public & Products Liability Insurance.
They may also need Products Liability or a 'Business Pack', which combines several insurance policies into a cost effective insurance package for trade based sole traders and self employed contractors.
Whether you are an electrician, carpenter , plumber , bricklayer or scaffolder , if you are self-employed we are to help you find insurance cover the SMART way.
Personal Accident & Sickness Insurance for the self-employed
Personal Accident & Sickness Insurance can help you pay for essential bills and other financial commitments when you have an accident or get sick, leaving you to concentrate on getting better. It can be especially valuable for self employed tradespeople who face significant risks on the job.
Professional indemnity insurance for self –employed consultants
Self –employed professional contractors and consultants will typically require Professional Indemnity Insurance and Public Liability Insurance.
Listed below are just some of the self employed consultants who we can source professional indemnity cover for :
- Adoption Agent
- Advertising Services
- Aged Care Consultant
- Agricultural Consultant
- Arbitrators & Mediator
- Artist/Art Director
- Building Surveyor
- Business Coach
- Civil Celebrant
- Construction Manager
- Compliance Consultant
- Ecology Advisor
- Electrical Designer
- Energy Consultants
- Environmental Consultant
- Forestry Consultant
- Funeral Director
- Financial Planner
- Fund Manager
- Graphic Designers
- Health and Safety Consultant
- Workplace Assessor
- Horticultural Advisor
- Human Resource Consultant
- Industrial Relations Consultant
- Import & Export Agent
- Interior Designer
- Irrigation Design and Consultant
- Information Technology consultant
- Land Surveyor
- Landscape Designer
- Management Consultant
- Marketing Consultant
- Marriage and Family Counsellor
- Multimedia Consultants
- Natural Resource Consultants
- Public Records Search Firms
- Public Relations Firms/Advisors
- Private Investigators
- Quantity Surveyors
- Relocation Agents
- Shipping & Freight Forwarding
- Town Planner
- Traffic Surveys, Engineering and Control
- Wedding Planner
If you are a self –employed and looking for business insurance, call us on 1300 542 573 to talk to a Business Insurance Specialist or email us at firstname.lastname@example.org
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