SMART Business Insurance
for Educational and Vocational Trainers & Registered Training organisation (RTO)

Insurance for Educational and Vocational Training professionals & Registered Training Organisations (RTO)

Whether you are a consultant or run a small business if you operate a business in the Educational and Vocational Training services industry you may have come to the SMART place to get a competitive quote on a suitable business insurance policy.

As specialist business insurance brokers, SMART Business Insurance provides Educational and Vocational Trainers & Registered Training organisation (RTO) with access to Australia's leading training industry focused underwriting agencies and insurance companies.

Cover may be available for the following Educational and Vocational Trainers & Registered Training organisation (RTO) services businesses with turnover of upto $2.5million p.a

• Accredited and Non Accredited Training
• Registered Training Organisation Auditing
• Education Consulting Services
• Training Consulting Services
• Learner Driver Training
• Classroom based & On-line distance education training

Training in a traditional classroom environment or online e.g. reading, language teaching, computer training etc.

• Classroom training with a minor physical component for part of the module or course

Includes training in arts and crafts such as painting, calligraphy, knitting, origami, sculpture, pottery, card making etc.

• Indoor Training with a physical training component

Includes Woodwork, hairdressing, first aid training, aged care training, childcare training.

• Outdoor Training with majority of training being undertaken outdoors

Includes Driver training, security training, operation of any machinery or equipment, construction industry training, mining industry training)

Professional indemnity insurance for Educational and Vocational Training professionals & Registered Training organisation (RTO)* :

The following professional indemnity insurance covers may be available to companies providing Educational and Vocational Training services for a breach of professional duty:

• civil liability
• contractual liabilities
• libel and slander
• unintentional infringement for intellectual property
• claims preparation
• breach of confidentiality
• indemnity to contractors
• legal consultation

Public and General Liability for Educational and Vocational Training professionals & Registered Training organisation (RTO)* :

The following public an general liability insurance covers may be available to companies providingtraining services

• public and products liability
• claims investigations costs
• employee dishonesty
• care, custody and control extensions

Building and office pack for construction design and engineering services * businesses

The following building and office insurance covers may be available to companies providing training services

• public liability
• general property
• commercial property
• business interruption
• fire and perils
• contents

In addition to professional indemnity, public and general liability, commercial property, business interruption and fire and perils cover, businesses providing training services with a team of staff should also consider management liability and/or directors & officers cover.

TALK to a SMART Business Insurance broker on 1300 542 573 or email us at enquiry@smartinsure.com.au for SMART insurance cover for your training services business.

*Important: Cover may be available subject to meeting insurers underwriting criteria. Some of the covers listed may or may not be available or may have limitations or exclusions. Cover inclusions vary significantly from insurer to insurer. DO NOT rely upon the above. Check your policy schedule carefully for inclusions and exclusions and limitations .Talk to a SMART business insurance broker on 1300 542 573 for more information.