Public liability insurance for community groups
If you are looking for suitable public liability insurance for your community group you may have come to the SMART place.
Whether your community group is a sporting club , local service group, volunteer group, charity group, migrant group, educational group or social club our team of friendly insurance brokers may be able to find suitable and affordable public liability insurance for you.
Depending on whether you are community service organisation or a sporting club, and other rating factors such as the age and number of participants, the type of facility you operate from , different underwriters may have an appetite to provide public liability cover for you . Our brokers may be able to assist you find appropriate cover.
What may public liability insurance for a community group cover*?
Public liability insurance for your community groups may be able to offer you protection for bodily injury, property damage and advertising injury.
- Cover for property in your physical or legal control for upto $500,000
- Participation liability on many community groups
- Principals indemnity
- Up to AUD $20,000,000 Indemnity Limit may be available
(*The information provided in this website indicative of features and benefits, it does not contain the full terms, Definitions, Exclusions, Excess or Endorsements. Cover can vary significantly from insurer to insurer and is subject to change over time. Please read your PDS and call your SMART business insurance broker on 1300 542 573 for more information)
What other risks should community groups consider insurance for ?
Community groups should also strongly consider insurance for some or all of the following risks:
- Professional Indemnity – Upto $10,000,000 AUD limit of indemnity to protect against breach of duty
- Management Liability - Upto $10,000,000 AUD limit of indemnity to cover Directors and officers of many community groups. This cover may provide protection against Dishonesty damages , Employee and O H & S complaints.
- Equipment eg. Electronic or sporting equipment, catering and storage equipment
- Stock: - Loss of stock
- Marine transport – transportation of goods
- Cyber insurance
- Commercial vehicle insurance
- Plant and machinery
Smart business insurance PRO tip: Not sure what type of cover you need?. Please call your SMART business insurance broker on 1300 542 573 and we will see if we can help.
Community Insurance Company
For more information or a quote on insurance for your community group please call 1300 542 573 to TALK to a friendly SMART Insurance Broker, or email us as at firstname.lastname@example.org.