Smart Business Insurance
Level 11, 484 St Kilda Road Melbourne, VIC3004
$ Phone: 1300 542 573 info@smartinsure.com.au

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Eg. I.T. consultant, carpenter etc. or public liability, professional indemnity etc.

1300 542 573

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Insurance for clothing retailers & shops

Many of the team at SMART love to shop – in fact some of our brokers are experts at it!

Whether it's on a high street or in a shopping centre they find it very hard to walk past a clothing or shoe shop.

Our team of brokers love to buy clothes and they love to source insurance for clothing retailers and shops.

The clothing business can be fickle and it can be risky. Insurance can't help with some of the risks (eg: not enough customers) but can protect you with others. Below are some of the insurable risks.

Clothing shop retailer insurance

Types of clothing shops we may be able to cover include:

  • Men's and women fashion
  • Sports stores
  • Shoe store
  • Jean shop
  • Swimwear boutique
  • Surf shop
  • Skater shop
  • Opportunity shop
  • Teenage fashion
  • Kids fashion
  • Clothing/ homes ware shop
  • Formal wear shop
  • Clothing hire shop
  • Budget clothing stores
  • Discount store
  • Cycling clothing/bike retailer
  • Maternity store
  • Sleepwear store
  • Business clothing retailer
  • Ties, belts & accessories shop

Suitable business insurance for clothing shops

Our business insurance brokers can help you find suitable cost effective insurance for your clothing shop. Depending on the location, size and fit out of your clothing shop our brokers often know which insurers and underwriters may be likely to provide suitable cover and competitive prices.

Our brokers will obtain multiple quotes on suitable insurance policies for your from leading insurance companies such as Vero, Lumley, Zurich and AIG.

TALK to a SMART Insurance broker on 1300 542 573 or email us at enquiry@smartinsure.com.au for SMART insurance cover for your clothing shop.

1300 542 573

TALK to a SMART Business Insurance adviser

Business Hours:

Monday – Friday 8.45 am - 6.00 pm AEST

Related FAQs

What is the correct "Situation Address" to list on my business policy.?

The Situation Address must be the address of either the physical risk being covered (like a property) or, in the case of Liability policies, the physical address for the normal place (or places) of business.

If you have multiple business locations, e.g., a number of branches, shops, factories or depots, then ALL location addresses must be shown on the schedule and advised to the insurers. And the multiple location addresses then needs to be kept up to date with the insurers at all times, in the event of any changes.

Insurers will not accept a Post Office box as a "normal place of business", because you cannot do business from a PO Box.

A PO Box is fine for a mailing address, but cannot be used as the address of the "Situation" on any policy.

For example, Public Liability policies usually operate "at and from" an address, which should be the normal place of business for a business policy.

If the business was run from home, for example, then the home address would be shown as the normal place of business. The "at and from" nature of the cover would then cover any transitory business conducted away from the home address (or away from a real business address, as the case may be).

If the business was run from home but was selling through stands or kiosks at markets or shopping centres then that would have to be disclosed to the insurer, as it affects the risk.