Smart Business Insurance
Level 11, 484 St Kilda Road Melbourne, VIC3004
$ Phone: 1300 542 573 info@smartinsure.com.au

SEARCH by Your Business Description or Type of Insurance you are after

Eg. I.T. consultant, carpenter etc. or public liability, professional indemnity etc.

1300 542 573

TALK to a SMART Business Insurance adviser

Business Liability Insurance Costs and Quotes

Wherever you are in Australia , if you are a self-employed contractor, sole trader or small business owner looking for business liability insurance costs, quote and terms you may have come to the SMART place.

Our friendly team of small business insurance brokers may be able to help you find affordable business liability insurance quotes on cover that is suitable for your business activities.

For some common occupations , we may able to provide you with a choice of business liability insurance quotes for your small business from leading insurers such as Vero, Zurich, CGU, Chubb , AIG and Allianz in a few minutes. Call us on 1300 542 573 or email @ Business Liability Insurance Quote.

How much does Business Liability insurance cost in Australia?

Business Liability Insurance, typically known as public liability insurance in Australia, is the core insurance for most small business owners, self-employed contractors and sole traders.

For a relatively low cost Business Liability insurance can protect a small business owner, self-employed contractor and sole trader against a lot of types of significant claims and damages.

The cost of business liability insurance for your Australian small business depends on a number of key factors including:

  • The nature and scope of your business
  • Your business turnover and size
  • Amount of insurance cover your business needs

Business Public Liability Insurance cost for Australian consultants and sub-contractors start from $380 for office based occupations and from $500 for trade based occupations.

Please note: While cheap Public Liability Insurance for your business can seem attractive on the surface it is important to ensure the policy covers you for the business activities you undertake and the insurance policy and company will respond as intended when there is a claim.

Call us on 1300 542 573 or email enquiry@smartinsure.com.au and our friendly insurance brokers may be able to obtain a quote for a suitable and affordable public liability policy that covers your business activities on your behalf.

What is Business Liability Insurance for Australian small businesses?

Taking out business liability insurance cover in the form Public liability is one of the most vital forms of insurance for businesses of all sizes in throughout Australia.

As a small business owner, including if you are a sole trader or contractor, you should strongly consider business public liability insurance if you have members of the public, customers and suppliers visiting your premises, or if you or your staff visit the premises of customers, suppliers and business partners.

For small business in Australia business liability , or public liability insurance as it typically called, may cover third party damages; including legal defence costs.

That is business public liability insurance may cover your small business for claims against

  • Damage to someone else’s property
  • Personal injury to someone not employed by you

*Smart broker tip:

  • Public liability is compulsory for some occupations.

Business Liability Insurance Broker

As a specialist business insurance broker our team of friendly small business insurance brokers source affordable and suitableliability quotes for Australian small business owners every working day.

As an insurance broker we may act for your business, NOT the insurance company.

1300 542 573

TALK to a SMART Business Insurance adviser

Business Hours:

Monday – Friday 8.45 am - 6.00 pm AEST