Insurance for Concreters
"Who did the concreting on this job ?!"
As a concreter you know that while "anyone" can do a bit of concreting themselves not "everyone" can achieve a high quality finish every time on projects such as concrete driveways, retaining walls, steps or slabs.
The results of a poor concreting job may not be instantly visible but over time poor workmanship may become evident due to cracking and movement. It's a bit the same with business insurance. Every policy "looks the same" to the untrained eye – until it comes time to claim.
While, as a concreter, you can try "do it yourself" business insurance with a generalist insurance company it makes sense that a business insurance broker that specialises in finding suitable policies for tradespeople every working day is well positioned to source multiple competitive quotes for you to cover your concreting business risks.
At SMART we can't help you with the mixing, pouring, rolling, or screeding but we CAN help you with cover for your concreting business.
What are some of the types of cover your concreting business need?
- Public Liability::– eg: someone tripping over framework or wheel barrows on site or you accidently damage a client's or their neighbours property.
- General Property – eg: loss of concreting equipment.
- Fidelity – eg: for concreters that employ staff there is employee fidelity risk in regards to client cash, laptops etc.
- Accident and Sickness
- Business Interruption- to protect against loss of business income
Specialist business insurance for concreters
For some people, paying for a concreter is similar to paying for a suitable business insurance policy. Few people really want to fork out for concreting, but they may not be confident about doing it themselves or don't want to risk injury . Similarly, business insurance is often seen as a "grudge purchase" by small business owners - but they know it can be invaluable when they need to claim.
Our business insurance brokers are specialists in tradespeople, including concreters. They can source suitable business insurance packages (biz pack) to suit the needs of sole traders, contractors and small, medium and large concreting businesses.
Depending on the size and nature of the concreting service,(eg.domestic or commercial), our brokers know which insurance companies and underwriters are likely to provide suitable cover and competitive prices for concreters.
TALK to a SMART Business Insurance broker on 1300 542 573 or email us at firstname.lastname@example.org for SMART insurance cover for your concreting businesses.