Smart Business Insurance
Level 11, 484 St Kilda Road Melbourne, VIC3004
$ Phone: 1300 542 573 info@smartinsure.com.au

1300 542 573

TALK to a SMART Business Insurance adviser

What is business and professional indemnity insurance for Architects?*

Architects require suitable business and professional indemnity insurance that provides cover for architectural professional indemnity and public liability risks.

For example, Business and professional indemnity insurance for Architects may include losses arising out of acts, errors and omissions from architectural services provided such as screening, selection, specification and supervision of builders and building materials *:

Why do Architects need business and professional indemnity insurance?*

Architects need business and professional indemnity insurance to cover for business risks such asincorrect advice, legal claims against you for the provision of project management and failure to perform essential builder and building materials related checks.

Suitable business and professional indemnity insurance may provide architects with cover for the following claims:

  • civil liability
  • contractual liabilities
  • libel and slander
  • unintentional infringement for intellectual property
  • claims preparation
  • Breach of confidentiality
  • public liability
  • claims investigations costs
  • employee dishonesty
  • care, custody and control extensions
  • cross liability
  • indemnity to others

Note that Architects can be held liable for the advice or the services they perform that may cause financial loss to a third party. As a result Architects need professional indemnity insurance.

Furthermore, Public Liability insurance is a core cover for all Australian businesses - including for Architects - to cover you against damage to a third person or their property.

If you are an Architect looking for business and professional indemnity insurance please call 1300 542 573 to TALK to a SMART business insurance broker about a suitable policy at an affordable cost for your business.

What type of Architects need business and professional indemnity insurance?*

All Architects that charge a fee for advice or a service need business insurance and professional indemnity insurance.

For example, any Architects performing the following architectural services need business insurance and professional indemnity insurance.

  • Domestic and commercial architects
  • Landscape architects
  • Drafting and design
  • Town planning
  • Interior design

To talk to SMART business insurance broker about a suitable insurance policy for your architectural business at an affordable price please contact us on 1300 542 573 or contact us online.

How much does architects insurance cost?*

For many self-employed sole proprietor architects a $1 million professional indemnity insurance policy starts from $770.

Architects business insurance cost: from $1150 for combined cover of $1 million professional indemnity PLUS $5 million public liability insurance

Please note : pricing may vary significantly from the above based on your size, clients, experience and specific architects business activities. Architects working on large commercial projects, for councils and government typically represent greater risk; require greater limits and higher premiums.

For architects professional indemnity and public liability insurance cost for your business TALK to a SMART Business Insurance broker on 1300 542 573.

How do I get an architects professional indemnity insurance quote?*

Depending on the nature of your architectural activities, the size of your projects, the size and type of clients you service and whether you are a sole trader, or employ staff or sub-contractors, different insurance companies and underwriters are likely to provide suitable and affordable cover.

For a suitable and affordable business and professional indemnity architects insurance quote TALK to a SMART Business Insurance broker on 1300 542 573 or contact us online.

1300 542 573

TALK to a SMART Business Insurance adviser

Business Hours:

Monday – Friday 8.45 am - 6.00 pm AEST

*Important: Cover may be available subject to meeting insurers underwriting criteria. Some of the covers listed may or may not be available or may have limitations or exclusions. Cover inclusions vary significantly from insurer to insurer. DO NOT rely upon the above. Check your policy schedule carefully for inclusions and exclusions and limitations. Talk to a SMART insurance broker on 1300 542 573 for more information.